Recreational Vehicle Insurance in Houston, TX
Recreational vehicle insurance can safeguard your finances in case your vehicle is damaged or involved in an accident. At The Total Insurance, we’re dedicated to helping drivers get the coverage they need.
What Does It Cover? 
Depending on your insurer, a recreational vehicle insurance policy can cover the following:
- Expenses associated with third-party bodily injuries or property damage
- Your vehicle’s repair costs if you are involved in a collision with an object or another vehicle
- Damage caused by covered perils like fire, certain weather events, vandalism or theft
- Replacement cost of your personal belongings that you store or transport in your vehicle, depending on your coverage limits
- Your medical expenses if you’re injured in an accident caused by a driver with insufficient liability coverage
- Roadside assistance when your vehicle breaks down
Is It Required?
Texas generally requires all drivers to carry liability coverage with minimum amounts for bodily injuries and property damage. Personal injury protection (PIP), uninsured/underinsured motorist and collision coverages are also worth considering. Your lender may ask for proof of collision and comprehensive coverage if you’re financing your vehicle.
How Much Does a Policy Cost?
The cost of a recreational vehicle insurance policy can depend on these factors, among others:
- Claims history
- Driving history
- Location
- Policy specifics (e.g., deductible, coverage limits)
- RV model and type
Where Can I Purchase a Policy?
If you want to learn more about your recreational vehicle insurance options, we’re here to help. Contact The Total Insurance to request a tailored quote.